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Legal

Terms of Use

The terms on which this website is provided. Using it means accepting them.

Last updated September 2026

About this website

This website is operated by Sarvam Associates, 1/2, Om Shiv Premises, J.M. Road, Bhandup (West), Mumbai — 400078.

It is provided for general information about our services. It is not an offer, solicitation or recommendation to buy or sell any financial product.

Information is general, not personal

Nothing published here takes account of your particular objectives, financial situation or needs. Product descriptions are summaries and are not complete — the definitive terms of any product are in its own offer documents, which you should read before investing.

Where this site and a product's own scheme documents, disclosure document, private placement memorandum or policy wording differ, those documents prevail.

Accuracy

We take care to keep this site accurate, but figures such as minimum investments, indicative yields, interest rates and regulatory thresholds change. We do not warrant that everything here is current at the moment you read it, and we are not liable for decisions made in reliance on it without speaking to us.

No guarantee of outcomes

We do not guarantee any investment return, capital protection, or any timeline for processing, allotment or settlement. Those rest with the product manufacturers and platforms, not with us.

Availability

We may change, suspend or withdraw any part of this website at any time without notice.

Intellectual property

The content, design and marks on this website belong to Sarvam Associates or are used with permission. Third-party names and marks referred to on this site remain the property of their respective owners.

External links

Links to external sites are provided for convenience. We do not control and are not responsible for their content or practices.

Governing law

These terms are governed by the laws of India, and the courts at Mumbai, Maharashtra have exclusive jurisdiction over any dispute arising from them.

Contact

Questions about these terms: info@sarvamassociates.com.

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