Disclaimer

Market risk

Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

Investment in securities market are subject to market risks. Read all related documents carefully before investing.

Past performance is not indicative of future returns.

Every investment product described on this website carries risk, including the risk of losing money. The value of investments can fall as well as rise, and you may get back less than you invested.

Our role

Sarvam Associates is an AMFI-registered mutual fund distributor and an authorised distribution partner of Nuvama Wealth Management Ltd.

Sarvam Associates is a distribution partner, not the manufacturer of these products.

Nuvama Wealth Management Ltd and other product providers manufacture and issue the products described on this site. Sarvam Associates distributes them. We do not manage any portfolio, we do not issue any product, and we do not take custody of client funds. Investments are made in your own name, into accounts and folios that belong to you.

How we are paid

As a distributor, we are compensated by product manufacturers through distribution commission, which is built into the product rather than billed to you separately.

This means we have a commercial relationship with the manufacturers whose products we distribute. We disclose this openly because you should factor it in. You are entitled to ask what we earn on anything we suggest, and we will tell you.

Not investment advice

The content on this website is for general information only and does not constitute investment advice or a recommendation to buy or sell any product. Product suitability depends on your individual circumstances. Please speak with an advisor before investing.

Nothing on this website is a recommendation to buy, sell or hold any security or product. Any tools, filters or calculators provided here narrow information or perform arithmetic on assumptions you supply — they do not assess whether anything is suitable for your circumstances.

Figures, yields and indicative returns

Indicative yields. Not a guarantee. Subject to market and credit risk. Consult your advisor.

Where a figure on this site is described as indicative, it illustrates how a product is structured to behave across different outcomes. It is not a forecast, not a promise, and not a range you should expect to receive. Actual returns may be lower, including zero or negative.

Capital protection

Base capital protection is a feature of select market-linked debenture structures only. It is subject to the issuer meeting its obligations and is not a guarantee. Returns on market-linked debentures are linked to an underlying reference and are not assured.

No product described on this site is guaranteed, risk-free or capital-assured in the sense a bank deposit is. Where a structure includes a protection feature, that feature depends on the issuer meeting its obligations.

Regulatory minimums

Portfolio Management Services carry a regulatory minimum investment of ₹50,00,000. PMS strategies are subject to market risk and returns are not assured. Please read the Disclosure Document and Client Agreement carefully before investing.

Alternative Investment Funds carry a regulatory minimum commitment of ₹1,00,00,000 and are available only to eligible investors. AIFs are illiquid, long-horizon products and are not suitable for every investor. Please read the Private Placement Memorandum carefully before investing.

Insurance

Insurance is the subject matter of solicitation. Please read the sales brochure and policy wording carefully for details on benefits, exclusions, limitations, terms and conditions before concluding a sale.

Third-party links

This website links to third-party social media profiles. We are not responsible for the content, accuracy or availability of any external site.