About us
We started with tax returns. The rest followed from the questions.
Sarvam Associates has been a chartered accountancy practice in Bhandup West for over fifteen years. The wealth arm exists because our clients kept asking the same thing after filing season.
Our story
How we got here
For most of our history, the work was direct tax, GST, audit and compliance. Returns filed, notices answered, books closed. It is unglamorous work and we are good at it.
What changed was a question we kept hearing in March, once the filing was done and the refund was through: so what should I actually do with this money?
For years the honest answer was “ask someone else” — and we watched clients get sold products by people who had never seen their tax return, did not know their liabilities, and had no idea what their business owed in six months. The recommendations were not always wrong. But they were made blind.
So we built the other half. Sarvam Associates is now both the practice that files your return and the distributor that helps you invest — which means the person recommending a product can already see what it does to your tax position, and what you will need liquid next year.
That is the whole idea. Everything else on this site is detail.
15+
Years of financial advisory
500+
Investors across Mumbai
Bhandup
A practice you can walk into, in Mumbai
How we work
Three commitments
These are the things we will hold ourselves to, including the ones that cost us business.
One financial picture
From ITR filing to SIP investing to PMS — one advisor who actually knows your full financial picture, not just one piece of it.
Institutional-grade access
Institutional-grade investment products — available to you with the personal touch of a boutique advisor.
Advice you can audit
No product pushed to hit a target. We tell you how we're paid, and we recommend what actually fits your goals — including when that means recommending nothing at all.
Our institutional partner
Institutional strength.
Boutique relationship.
Sarvam Associates gives you access to institutional-grade investment platforms and research — the kind of scale and infrastructure usually reserved for large institutions — backed by the personal relationship and accountability you deserve from an advisor who actually knows you.
- Access to a full suite of institutional-grade investment products
- Every recommendation backed by research, not guesswork, not gut feeling
- Tax and wealth planning under one roof — your CA and your advisor, finally on the same page
- Fully digital onboarding, with a real person reviewing every step
- A dedicated relationship manager, from day one — not a call centre
Who does what
- Nuvama Wealth Management Ltd
- Manufactures and issues the products. Runs the investment strategies and makes every buy and sell decision inside them. One of India's leading wealth management platforms, trusted by HNIs and institutions.
- Sarvam Associates
- Distributes them, as an authorised partner. Assesses whether a product suits you, handles onboarding and paperwork, and manages your relationship and reviews. Does not manage any portfolio and does not issue any product.
Investment in Nuvama products is facilitated by Sarvam Associates as an authorised distribution partner. Products are offered by Nuvama Wealth Management Ltd. All investments are subject to market risks. Please read all scheme related documents carefully.
Come and talk
The first conversation is free, and genuinely so.
No pitch deck, no product recommendation on the first call. Just a conversation about what you're trying to do with your money.
Important information
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
Sarvam Associates is a distribution partner, not the manufacturer of these products.
The content on this website is for general information only and does not constitute investment advice or a recommendation to buy or sell any product. Product suitability depends on your individual circumstances. Please speak with an advisor before investing.