Illustration only
What compounding looks like on paper.
Move the sliders to see how a monthly or one-time investment grows at a rate you assume. It is useful for understanding the shape of compounding — and misleading if read as a prediction.
Read this before you read the number
This calculator assumes the same return every single year. No real investment does that. A portfolio that averages 12% over a decade will have had years at −20% and years at +30%, and the order those arrive in changes the outcome. The figure below is arithmetic on an assumption you chose — not a projection, not a promise, and not advice.
An assumption you choose — not a rate we offer or forecast.
Illustrative value after 10 years
₹23.23 Lakh
- You would have invested
- ₹12 Lakh
- Illustrative growth
- ₹11.23 Lakh
This assumes a steady 12% every year for 10 years. Real markets do not behave that way — they rise and fall, sometimes for years at a time. Treat this as arithmetic, not a forecast.
Important information
This calculator is an illustration only. It assumes a constant rate of return, which real investments do not deliver. Actual returns will vary and may be negative. It is not a projection, a promise, or investment advice.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
Past performance is not indicative of future returns.
The content on this website is for general information only and does not constitute investment advice or a recommendation to buy or sell any product. Product suitability depends on your individual circumstances. Please speak with an advisor before investing.
From illustration to plan
A number on a slider isn't a plan.
What turns it into one is knowing your horizon, your tax position, and what you'd do if the market fell 30% in year three. That's the conversation.
Important information
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
Sarvam Associates is a distribution partner, not the manufacturer of these products.
The content on this website is for general information only and does not constitute investment advice or a recommendation to buy or sell any product. Product suitability depends on your individual circumstances. Please speak with an advisor before investing.