Wealth Creation Portfolios
Equity Mutual Funds
Large-cap, mid-cap, flexi-cap and sectoral funds — exposure to India's growth through professionally managed portfolios.
- Minimum
- ₹5,000
- Risk
- High risk
- Liquidity
- High — redeem in days
Overview
What this actually is
Equity funds pool money to buy shares in listed companies. What separates them is mandate: a large-cap fund buys established businesses, a mid-cap fund buys smaller and more volatile ones, a flexi-cap fund moves between them.
Most portfolios need only a few of these. We favour a small number of well-understood funds over a long list that quietly holds the same twenty stocks several times over.
Why consider it
What it does well
- Historically the most effective long-horizon hedge against inflation available to retail investors.
- Professional research and execution at retail ticket sizes.
- Fund mandates let you choose your exact position on the risk scale.
- Fully liquid — no lock-in outside ELSS.
Key details
The specifics
- Minimum
- ₹5,000
- Suggested horizon
- 7 years or more
- Risk
- High — capital loss possible
Who is this for
You might be a fit if…
If none of these describe you, that is useful information too — tell us on the call and we will point you somewhere more suitable.
- Investors with a horizon of seven years or more
- Anyone whose savings sit entirely in deposits and are losing ground to inflation
- Investors who can watch a portfolio fall 30% and not sell
Risks & considerations
- Equity funds are high risk. Falls of 30–50% have occurred in past market cycles and will occur again.
- Sectoral and thematic funds concentrate risk deliberately and can underperform for many years at a stretch.
- Mid- and small-cap funds are materially more volatile than large-cap funds and can be harder to exit in a stressed market.
- There is no assured return and no capital protection of any kind.
- Capital gains tax applies on redemption.
Important information
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
Past performance is not indicative of future returns.
Sarvam Associates is a distribution partner, not the manufacturer of these products.
Also in Wealth Creation Portfolios
Multi-Asset
Multi-Asset Funds
Balanced allocation across equity, debt, gold and international assets for a smoother ride.
Moderately High risk- Liquidity
- High — redeem in days
From ₹5,000Growth Portfolio
Curated Growth Portfolio
A Sarvam-curated basket of five to seven high-conviction equity funds, reviewed quarterly.
High risk- Liquidity
- High — redeem in days
From ₹50,000
Next step
Talk to a Sarvam advisor
Fifteen minutes on equity mutual funds — whether it fits, what it would cost you, and what could go wrong. No obligation either way.
Important information
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
Sarvam Associates is a distribution partner, not the manufacturer of these products.
The content on this website is for general information only and does not constitute investment advice or a recommendation to buy or sell any product. Product suitability depends on your individual circumstances. Please speak with an advisor before investing.